Now is the best moment for banks to join SRTPCustomers will enjoy the convenience and safety of one simple process on mobile banking app for accepting account-to-account payments, bank transfers, card payments and e-invoices.

New revenue streams

Possibility to customize payment requests by adding different buy now pay later -offers such as credit card payment or consumer lending into payment request. Corporate Bank department would benefit offering Corporate SRTP API's and invoicing services to corporate customers.

Smartest way to join SEPA Request-to-Pay for banks


Our SRTP Integration Service provides a simple REST API allowing to integrate SRTP directly to mobile and on-line banking layer. The bank does not have to perform a formal SRTP certification, the service provides capabilities for efficient integration testing with support for both automated and manual testing. SRTP scheme adherence process is greatly simplified as Pine & Cone is responsible for most of the technical aspects.